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  • Etienne Goosse

    Etienne Goosse

    Director General

    European Payments Council

    Etienne Goosse has extensive professional experience across different sectors in the payments industry. He started his career with the Belgian central bank. He held executive positions at Eurocheque International, Europay International and MasterCard Europe. In his previous assignments, Mr Goosse’s responsibilities included franchise management, legal and regulatory affairs, stakeholder management as well as finance and administration. He also has an extensive track record in managing governance as well as European and public affairs.

  • Nina Stoyanova

    Nina Stoyanova

    Deputy Governor Banking Department

    Bulgarian National Bank

    Nina Stoyanova is Deputy Governor in charge of the Banking Department and the Fiscal Services Department and member of the Governing Council of the Bulgarian National Bank elected by the 43rd National Assembly on 29 July 2015 for a six-year term of office.Between 2007 – 2015 Ms. Stoyanova was Chief Legal, Director of the Legal Directorate of the Bulgarian National Bank (BNB), Member of the Legal Committee of the European System of Central Banks. Prior to this Nina Stoyanova had worked as Legal Advisor at the European Central Bank, Frankfurt am Main, Legal Services Directorate General under a secondment programme of the European System of Central Banks, and as Senior Legal Advisor, BNB Legal Directorate.

    Nina Stoyanova has a Master’s degree in law from Sofia University ‘St. Kliment Ohridski’.

  • Vladimir Savov

    Vladimir Savov

    Deputy-Chairman and Manager of Investment Activity Supervision Division

    Financial Supervision Commission

    Mr Vladimir Savov was elected by the National Assembly of the Republic of Bulgaria on January 24th, 2014 for a 6-year term.Mr Savov was born on August 24th, 1971 in Varna. He holds a MBA Degree from the London Business School and a Master’s in International Economic Relations from the University of National and World Economy, Sofia. Between 1993 and 1998, he worked for Unicredit Bulbank as a manager of  Correspondent relations with foreign countries. In 1999 Vladimir Savov completed internships at the departments of Central and Eastern Europe and Global Depository Receipts in The Bank of New York, London. From 2000 to 2009, he worked in Moscow, initially as a senior analyst at Brunswick UBS, and from 2003 to 2006 as a Deputy Director and subsequently - Director of Analysis on the Banking and Consumer Sectors Unit at the Uralsib Capital Bank. Between 2006 and 2009, he was Director of the Analysis Department at the Credit Suisse Investment Bank, and from 2009 to 2013, Mr. Savov was a Managing Director, Head of the Analysis Department at “Otkritie” Financial Corporation, the biggest private financial holding in Russia.In his professional career, he has gained rich experience in the field of financial analysis and strategies, investments, capital markets, banking and international finance.

  • Michael Formann

    Michael Formann

    Head of SWIFT Austria GmbH

    Michael Formann started his career in the financial services industry 1995 at American Express Travel Related Services in Frankfurt in the role of a Project Manager for Travellers Cheques Automation. He was responsible to build up the infrastructure supporting the automated distribution of Travellers Cheques in Germany, Austria and Switzerland, including team responsibility for the related staff. In April 2000 he took over new responsibilities as Senior Education Specialist at SWIFT Germany GmbH. In 2005 he was appointed to Regional Account Manager Germany, being responsible for business development and acquisition in the client segments of investment managers, custodian banks and brokerage houses. He had overall responsibility of the funds business in Germany. In June 2006 he started as Country Manager for Austria. Next to his responsibilities in the area of key account management for Bank Austria Creditanstalt, Erste Bank and Österreichische Kontrollbank he held overall responsibility for the securities business in AT, CZ, HR, HU, SI and SK. Under his leadership SWIFT Austria GmbH was created and established in November 2008. Out of Vienna he is responsible for the SWIFT business activities and revenue for 18 countries in the CEE region, managing the related staff in the Vienna and Stockholm office.

  • Pepa Koleva

    Pepa Koleva

    Director IT

    UniCredit Bulbank AD

    Pepa Koleva has over 15 years experience in financial sector. She joins UniCredit Bulbank in 2007 when the murger of Bulbank, HVB Bank Biochim was accomplished. Before she was Director IT in HVB Bank Biochim. Koleva has participated in numerous impressive IT projects. She has been responsible for implementing the new core banking system FlexCube, electronic channels, ERP, integration with over 10 major satellite systems, etc. Her  department was nominated for the IT Team of the Year in 2007 in the prestigeous competition “European Banking Technology Awards”. Pepa Koleva is among the founders of  the CIO Club in Bulgaria and board member of this association.

  • Emil Pilafov

    Emil Pilafov


    Postbank | Eurobank EFG Bulgaria

    Mr. Pilafov has been holding the COO position in Postbank|Eurobank EFG Bulgaria since 2007. Among his key positions prior to joining Postbank|Eurobank EFG Bulgaria are Procurator and COO of the Central Depository, and consecutively Head of System Integration Section in Operational Division and Head of Development Department in Operation Division of DSK Bank – Head Office. Graduated the Technical University – Sofia as Engineer in electronics and automation. Has excellent knowledge of banking processing in office, branch, head office and subsidiary company, knowledge in settlement systems – RINGS, SWIFT, TARGET 2 , T2 Securities etc., knowledge of international standards on banking, securities and operational continuity, etc.

  • Desislava Marinova

    Desislava Marinova

    Head of Compliance department

    DSK Bank

    Mrs. Desislava Marinova is Director of Directorate "Compliance" at DSK Bank. She has been working in the banking sector since 2005.Before joining DSK Bank she has been part of the teams of two other credit institutions - Piraeus Bank Bulgaria and Credit Agricole Bulgaria (now CB Victoria), where she has held various positions - Head of "Compliance and Prevention of Money Laundering", Head of "Corporate activity" and Head of Legal Department.She has participated in projects related to implementation of specialized software for monitoring suspicious transactions, filtering customer databases and transactions, as well as applying the requirements of FATCA.She has a Master’s degree in law from Sofia University "St. Kl. Ochridski".

  • Alexander Kostov

    Alexander Kostov

    Chief Expert, "Methodology and Financial Markets"

    Bulgarian National Bank

    Alexander Kostov has almost five years experience in the Bulgarian National Bank, where his work has been related to the national system component of the payment system TARGET2, and now his work is associated with the methodology in the field of payments and payment infrastructure. He has worked three years as a methodologist in a commercial bank with main focus on international programs and partners.

  • Irina Kazandjieva

    Irina Kazandjieva

    Head of Division "Banking policy and analysis"

    Association of Banks in Bulgaria (ABB)

    Irina Kazandjieva is Head of Division “Banking policy and analyses” at The Association of Banks in Bulgaria (ABB). Before that she was Head of Division "International exchange and programs". She has a PhD in economics. Mrs. Kazandjieva is the coordinator of the Payment Systems Committee at the Executive Board of the ABB.

  • Krasimir Krastev

    Krasimir Krastev

    Chief Expert, Directorate "Payments Supervision"

    Bulgarian National Bank

    Krasimir Krastev has worked at Bulgarian National Bank since 2007. He is involved in the the National Bank supervision on payment systems, payment service providers and other entities subject to payment supervision in order to establish the compliance of their activities with regulatory requirements and established international principles, standards and recommendations in the area of ​​payments. He participates in working groups in the field of payment services and payment supervision at the European Central Bank, the European Commission, the European Banking Authority and the Council of the European Union.

  • Vasil Dimitrov

    Vasil Dimitrov

    Head of "Electronic Banking and Social Media"

    DSK Bank

    Vasil Dimitrov has over 15 years of experience in DSK Bank in relation with card payments and digital technologies. He is actively involved in the project of development of mobile application for electronic banking. One of the newest successful projects that he manages, is positioning of the Bank in social media - an important modern digital channel for interaction with the customers.

  • Iliana Voynova

    Iliana Voynova

    Head of Remote Sales Channels Department, Branch Network and Distribution Channels Directorate


    Iliana Voynova is Head of Remote Sales Channels Department, Branch Network and Distribution Channels Directorate at CIBANK. A few years ago, the bank implemented a project for mobile banking for customers. Iliana Voynova was actively involved in the whole cycle of the project development and the implementation of the solution as a project manager.

  • Armin Dinar

    Armin Dinar

    Director in Risk Assurance Solutions


    Armin is Director in Risk Assurance Solutions of  PricewaterhouseCoopers Romania and is responsible for information technology (IT) audit and IT consulting activities for our clients in Bosnia and Herzegovina, Serbia, Montenegro, Albania and Macedonia and Romania. As a part of PwC RAS team, he has worked on or cooperated on numerous IT external and internal audit projects for clients in these territories as well as the USA and India.  His past and current clients include well-known market and household names from financial industry in the USA and Southeastern Europe. Armin has more than 12 years of experience as IT and security professional, out of which he has dedicated 6 years on various IT implementation projects and quality assurance projects around already implemented IT solutions. The special emphasis in his work is given to data assurance, IT systems security, and quality assurance services. In addition, Armin has also worked on implementation of new IT solutions, as well as on optimization on existing Enterprise Resource Planning (ERP) systems and other client platforms (e.g. SAP R3, Oracle eBS, Microsoft Dynamics NAV). All of these activities included projects for vast number of clients in SEE as well as abroad in all industry sectors,, but specifically for client in Financial Industry such as Whitney National Bank, New Orleans, USA, Harland Financial Solutions, Denver, USA, UNIQA Bosnia and Herzegovina, and DELTA Generali Serbia and Montenegro,  UniCredit Bank in Bosnia and Herzegovina, Sparkasse Bank in Bosnia and Herzegovina, NLB entities  in Bosnia and Herzegovina, Serbia and Montenegro, ProCredit Bank entities in  BiH, Serbia, Kosovo and Albania, EFG Eurobank entities in Serbia, Piraeus Bank  entities in Serbia and Albania, Credit Agricole Bank Group entities in Serbia and Albania and Central Banks of Macedonia and Montenegro.Member of Information Systems Audit and Control Association (ISACA) and certified CISA (Certified Information Systems Auditor) and holds MBA degree.

  • Kiril Petkov

    Kiril Petkov

    Director “Information Technology”

    Bulstrad Vienna Insurance Group

    Kiril Petkov is Director Information Technologies at Bulstrad Vienna Insurance Group since 2007. From 2009 to 2012 he held this position also for ZK Bulgraski Imoti AD - a member of the Vienna Insurance Group, which was acquired by Bulstrad Vienna Insurance Group in 2012. Until 2007 he has worked as IT manager in INTERLEASE, member of NBG. He had been also CEO of CTC Software Engineering and CTC Software. Kiril Petkov has rich IT experience with special focus on improving the effectiveness of company’s business processes through their automation and implementation in information systems. Hi is a member of ISACA Sofia chapter. In 2010 Petkov was awarded the prestigious prize of the CIO Club Bulgaria "CIO of the Year" for 2010.

  • Leonid Dimov

    Leonid Dimov

    IT Director


    Leonid Dimov has been IT Director of Investbank since 2015. His professional experience is mainly in the financial sector. He had worked as an IT director at Commerce Bank D, DSK Bank, BNB and the FSC.

  • Dimitar Tsolov

    Dimitar Tsolov


    EOS Matrix

  • Vasil Petkov

    Vasil Petkov

    Expert at Cybercrime Department, General Directorate Combating Organized Crime, Ministry of Interior

    Ministry of Interior

    Vasil Petkov is Expert at Cybercrime Department, Chief Directorate for Fight Against Organized Crime at the Ministry of Interior. His experience in the field of cybercrime investigation since 2010. Since 2011, together with Mr. Yavor Kolev, is part of the Bulgarian 24/7 National Contact Point for High-Tech Crime.He has taken part in numerous international investigations regarding cyber criminal groups, conducting financial cybercrime.

  • Asya Baeva

    Asya Baeva

    Deputy Chairwoman of Board of directors and CEO

    UniCredit Factoring

    Mrs Baeva is a banking professional with more than 16 years of experience in corporate strategy, planning and sales management. She has developed a comprehensive career in UniCredit Bulbank AD, starting from the branch network in 1996, covering different roles among which Branch management and Branch Corporate Head. Since 2003 Asya is a part of the Corporate Banking Division of UniCredit Bulbank AD, where she has managed the positions of Commercial strategy Head, Deputy Head of the Division, Head of MID market sales network. A master in accounting and further in banking management from SDA Bocconi/ UCGroup.

  • Delyan Boychev

    Delyan Boychev

    IT Security Analyst, GfK, Deputy Chairman of ISACA – Sofia Chapter


    Delyan Boichev holds the position of IT Security Analyst at GfK and hi is Deputy Chairman of ISACA – Sofia Chapter. Before that he was part of the team of ING Bank as Head of the Information Risk Management Department. At ING Bank he was part of the the E-banking support department and Information risk management department.Mr Boichev has graduated the Technical University – Sofia. He holds certificates in CISM, MCSE Security track.

  • Tsanko Tsolov

    Tsanko Tsolov

    Member of the Commission For Personal Data Protection

    Tsanko Tsolov was chosen for Member of the Commission for Personal Data Protection with decision of the 42d National Assembly since April 15, 2014. He is Member of the Joint supervisory body of Europol and to the Coordination group for oversight of the European System for automated identification of fingerprints (EURODAC). Since 2007 Tsanko Tsolov has been Head of the Registry and Archives department of the Commission for Personal Data Protection, where he participates in the formation of the policies for the registration of personal data administrators and where he leads the creation and perusal of the CPDP’s automated systems and databases.Tsanko Tsolov is a graduate of the Georgi Dimitrov Higher National Military Artillery School, majoring in Automated Systems for Air Defense Control, Radiotechnics and Radio Navigation, and a graduate of the G.S. Rakovski Military Academy, majoring in National Security and Defense, and Automated Control of Troops. His professional career began in the Ministry of Defense’s air force where he maintained the specialised information networks and the automated information processing systems. Between 1990 and 1995 he was a teaching fellow at the Military Research Institute of the General Staff of the Bulgarian army, where he participated in the creation of an automated information system for the executives of the Bulgarian army and the Ministry of Defense.

  • Chavdar Georgiev

    Chavdar Georgiev

    Head of Global Business Services department

    UniCredit Leasing

    Chavdar Georgiev developed his professional career through various complex projects in the area of Financial Industry’s IT and Operational models improvement and optimization during last 15 years in UniCredit Group. Currently - he is the Global Business Services department director of UniCredit Leasing, Bulgaria. He has Master’s degree of Information Technology from University of Sofia. Member of the Club of IT managers in Bulgaria

  • Neli Dukova

    Neli Dukova

    Manager "Motivation and development of human resources"

    Easy Credit

    Neli Dukova is manager "Motivation and development of human resources" at Easy Credit. She has over 15 years of experience in management and employee engagement at leading organizations in Bulgaria. Neli joined Easy Credit in 2011. She held several positions at the financial institution for a year and since 2012 she has been in her current position. Neli Dukova has University degrees in management of human resources, business administration and biology.

  • Vasil Panchev

    Vasil Panchev

    CIO/Head of IT Department

    Société Générale Expressbank

    Vasil Panchev is CIO/Head of IT Department at Societe Generale Expressbank. He is experienced Manager with IT background with both Management and Information Technologies expertise. Mr. Panchev is possessing the unique advantage to understand equally well both economic and business point of view as well as technological and engineering. His focus is on Management and Project & Program Management but he keeps on eye also Information Systems Audit, Governance and Assurance, Business Continuity and Disaster Recovery, Information Security and Risk Management. He has more than 15 years of extensive experience in the IT industry, most of them as IT Manager, Project Manager and Service Delivery Manager.

  • Laszlo Papp

    Laszlo Papp

    Partner and managing director

    i-Tango Ltd., Gartner Bulgaria and Hungary

    László was one of the pioneers of system development and quality assurance professionals at BBL Consulting Company in the 90’s. In 1996 he continued his career at Pannon GSM where he got involved in several organizational and IT development projects for almost 10 years, finally he became Business Segment Unit Manager. He became partner at Stratis IT Management Consultancy where he was responsible for coordinating private sector sales activities.Since 2011 László has been the partner and managing director of i-Tango Ltd., the independent and exclusive distributor of Gartner Services in Hungary and Bulgaria.Gartner is the world's leading information technology research and advisory company. The aim of the local team is that Gartner – in accordance to its international position – becomes a significant, independent opinion leader in the Hungarian and Bulgarian info communications market and actively participates in the domestic IT society.

  • Orlin Penev

    Orlin Penev

    Chief Operating Officer and Executive Vice President of "Allianz Bulgaria Holding" JSC, Executive Director of "Allianz Bulgaria" Insurance Company

    Orlin Penev has Master's degrees in engineering (in the field of marine engines) and in finances. He has specialized in "Allianz Management Institute" and "Swiss Re Academy".He started his career as a specialist in marine insurance at "Bulstrad" Insurance Company. He has worked as Executive Manager of the general agency of "Bulgaria" Insurance Company in Burgas, and later he was Executive Officer at "Turins" AD Insurance Company. Since 1998 Mr. Penev has held various positions at "Allianz" Group. Since 2001 he is Executive Director of "Allianz Bulgaria" and since 2008 - Chief Operating Officer of Allianz Bulgaria Holding.

  • Kiril Georgiev

    Kiril Georgiev

    IT Director

    PAC Doverie

    Kiril Georgiev joined the team of PAC Doverie in November 2009 as Information Technology Director, such as he was during the period 2004-2006. He had previously worked at the same position in international companies.

  • Mariana Sadzhaklieva

    Mariana Sadzhaklieva

    Director of Operations Department

    First Investment Bank

    Ms. Mariana Sadzhaklieva joined the Bank in 1999 as a specialist in card payments and afterwards she took various positions. In 2002 she became Director, Marketing, Sales and Overdrafts; in 2003 - Director, Card Transactions Terminals; in 2005 - Deputy Director of Card Payments Department, and in 2006 - Director of Card Payments Department. Since 2013 to date she has been Director of the Operations Department.Prior to joining the team of First Investment Bank AD, Ms. Sadzhaklieva has worked in the field of information and card technologies in the Ministry of Foreign Trade, Interprograma, Balkancard, and Bank High Sys, Sofia. She holds a master's degree in Organization and Design of the Processing of Economic Information (ODPEI) from the University of National and World Economy in Sofia.

  • Orlin Stoyanov

    Orlin Stoyanov

    Deputy-head of IT department

    Societe Generale Expressbank

  • Atanas Javashev

    Atanas Javashev


    Armeec Insurance JSC

    Atanas Javashev is CIO at Armeec Insurance JSC. He has over 20 years of professional experience in Information Technology. 15 of them he has been a manager of technology departments at various insurance companies - AIG Life, Groupama, MetLife.

  • Nikolay Shekerov

    Nikolay Shekerov



    Nikolai Shekerov is CIO at DZI. Before that he was IT Manager at Interamerican Bulgaria. His professional experience is related to IT projects in financial companies in Bulgaria and foreign countries. He has worked for Groupama Information Systems Bulgaria, DSK Guarantee and DSK Bank.

  • Iravan Hira

    Iravan Hira

    Managing Director

    HPE Bulgaria

    Iravan Hira is the Managing Director of HPE Bulgaria.Iravan Hira worked in HP Bulgaria for more than 14 years and has been a top performing sales expert for all of those years, including demonstrated achievement of progressively higher quotas, diversity of business customers, and higher level customer interfaces. He developed local industry business strategies and go-to-market plans to increase share-of-wallet, market share and customer satisfaction.Hira acted as industry consultative selling expert on HP strategy and solutions.

  • Anaïs Loits

    Anaïs Loits

    Senior CRM Consultant at Real Dolmen

    Real Dolmen

    A success story starts with a good pitch. Anaïs has been realizing custom demos of Dynamics CRM for more than 5 years: transforming pure visions into tangible prototypes has no secret for her anymore! She now applies her usability expertise on CRM-based products developed by RealDolmen, and provides training and support to new partners to get them up-to-speed quickly on new project implementations.

  • Martn Zhelev

    Martn Zhelev

    Product Manager

    Huawei Technologies Bulgaria

  • Svilen Stanchev

    Svilen Stanchev

    Sales Director

    IBS Bulgaria

  • Alexander Petrov

    Alexander Petrov

    Project Manager

    Scale Focus AD

    Alexander has more than 10 years experience in management, control and implementation of international projects in the field of the information technology and the financial sector. Currently, Alex participates in the change management practice preparation of IBM’s innovative applications for cognitive analysis of economic data and forecasts for investments.

  • Dominique Chabaut

    Dominique Chabaut

    Pre-Sales Manager – Information Management & Governance (France, Russia, Central & Eastern Europe)

    Hewlett Packard Enterprise Software

  • Petya Grigorova

    Petya Grigorova

    Manager Strategic Sales, Banks and Financial organization


    Petya Grigorova is a Master in Industrial Management. Currently she leads a team "Banks and financial organizations" on the position of Manager Strategic Sales at VIVACOM. She started her career in the company in 2006 and gained extensive experience as coach of Commerce Academy in the telecom, Mentor in Trainee program, Regional Manager Business Sales. Petya has extensive knowledge in finance, leadership and management, presentation skills, mentoring and coaching, business sales and others.

  • Jakub Orkiszewski

    Jakub Orkiszewski

    Account Executive – Eastern Europe, Baltics, Adriatics

    Imperva, Partner of ACT Sofia

  • Apostolos Kemos

    Apostolos Kemos

    Sales Director for South East Europe & Israel


    Apostolos has extensive experience in Customer Service system design and implementation with vast experience in different vertical industries (Telco, Banking, Outsourcing). He has been working in Contact Center business for more than 15 years. Joined Genesys in 2006 as a Solution Architect and progressed to the position of Sales Director for South East Europe region including Israel.

  • Luuk Dries, CISSP

    Luuk Dries, CISSP

    Senior Systems Engineer

    F5 Networks

    In his role as sales engineer Luuk helps enterprises and in particular financial organizations to design and implement a secure and reliable infrastructure to run and roll out applications that are indispensable in today’s networked world. Prior to F5 Luuk held various positions at Extreme Networks, Nortel and Bay Networks.

  • Philip Mutafis

    Philip Mutafis

    Director Customer Solutions

    Sirma BC

    Filip  Mutafis is co-founder of one of the most successful Bulgarian companies for business software - Balkan Services, which has achieved leadership positions in several segments: Business Intelligence & Management Reporting, ERP and CRM systems. Filip has developed independent management consulting and has made regional business development in behalf of Sirma BC since 2 years.He graduated Computer Systems at Technical University of Sofia in 2001. He has been a member of Board of Directors of Bulgarian Association of Software Companies since 2008. Lecturer in pro-bono seminars in BI at Sofia University and Technical University Sofia.Fluent in Bulgarian, Greek, Romanian and English.Filip is married with two young boys. At his leisure he is involved in biological gardening and helps his wife to develop a chain of organic juice bars.

  • Valeria Boyadzhieva

    Valeria Boyadzhieva

    Head of Sales and Pre-sales Department

    Intracom Bulgaria

    Valeria Boyadzhieva joins Intracom Bulgaria in 2009 as Business Development Manager in the Telecom sector , and by the end of 2013 takes the position of Head of Sales and Presales Department . Her daily work involves studying the problems and challenges of the company's customers, investigating and proposing complex high-tech and innovative solutions to support achieving the objectives of the business partners. Previously, Ms. Boyadzhieva worked in BTC for 10 years and has held various positions starting from a Support Engineer of different computer systems and reaching a Head of Team responsible for all Microsoft based systems. Part of her rich experience is the implementation of Active Directory and Exchange Mail System for 10,000 employees in 11 major regions as well as Certification Authority Solution for data encrypt ion and digital signing of different types of documents. Also, she has been involved in the construction and implementation of the Main and Disaster Recovery Centers and the related corporate systems. She graduated from Technical University - Sofia with two Master degrees - in Electronics and Marketing Management.

  • Ivaylo Nikolov

    Ivaylo Nikolov

    Head of Cloud and Mobile Development

    Stone Computers

    Ivaylo Nikolov is a head of OneCloud, Stone Computers’ brand for cloud solutions. The focus of the company are cloud solutions and managed services, as ambition of Stone Computers is to prove its position as a sole leader in this field. As part of Stone Computers’ team for already nine years, Ivaylo has been involved in some of the most significant IT projects with customers from the banking and insurance sectors. Mr. Nikolov has wide practical experience in building IT solutions, project management and management of small, specialized teams of experts.

  • Nikolay Todorov

    Nikolay Todorov

    Managing Partner


    Nikolay is a world-class expert in software solutions delivery and project management. He has more than 15 years of professional experience in the IT industry. In addition to being a Managing Partner in Accedia he is also in charge of the software delivery department.Nikolay has many years of professional background in supervising large teams and international projects, with an emphasis on requirements elaboration, risk management and budget optimization. Nikolay has extensive skills in a broad set of project management methodologies, with strong focus on Agile and Lean approaches. Nikolay is often a guest speaker at international conferences and gives various presentations at business forums, related to its activities in the field of information technology.Nikolay has a Ph.D. in “Informatics”. He is also holding a Project Management Professional (PMP) certificate, as well as Professional Scrum Master.

  • Krum Daskalov

    Krum Daskalov

    Director Data Management and Analytics


    Krum Daskalov is the Director Data Management and Analytics, DWH at ScaleFocus. Provides leadership, guidance and oversight on clients’ projects implementing a wide range of technologies – IBM, Microsoft, Teradata, Oracle, etc. He has significant commercial experience supervising initiatives for companies of various size and industries, like Insurance, Finance/Banking, IT, Telecom. Manages complex end-to-end data integration projects throughout the whole project delivery lifecycle, covering business/data analysis, requirements specifications, architecture, design, development, testing, stabilization and support.

  • Vaia Tziagka

    Vaia Tziagka

    SAS Greece, Cyprus, Bulgaria

    Customer Intelligence Domain Expert

    Vaia is Customer Intelligence Domain Expert at SAS Greece Cyprus Bulgaria. She advices cross-industry organizations on applying Marketing Best Practices. She specializes in supporting areas like Customer Analytics, Campaigning Automation & Optimization, Real-Time Decisioning, Digital Marketing, Marketing Operations Management and data harnessing to ensure best customer experience. She has extensive experience in banking sector, as before joining SAS she was the Head of CRS&MIS department at a banking institution for 5 year. During this period she gained expertise in direct marketing campaigns, propensity models creation, customer segmentation, reporting, CRM Data mart development, data quality & data integration. She holds a BSc in Economic Science and a MSc in Economic Mathematics.

  • Elemér Veréb

    Elemér Veréb

    Regional Manager


    Elemér Veréb, the regional manager of Dynatrace - the US based technology leader and trendsetter solution provider in Application Performance Management – in Bulgaria, Hungary and Romania. His responsibility is to extend Dynatrace presence in the given territory and support financial institutions to master their digital performance management. Elemér Veréb holds master degrees both in Computer Science and in Economy and he is a Certified Management Consultant. Beside his knowledge in information technology and IT consultancy he has gained comprehensive experiences in strategy, project portfolio and process management.

  • Jakub Šumpich

    Jakub Šumpich

    Territory Manager Eastern Europe

    F 5

    Jakub has more than 13 years of working experience in IT, mainly in sales positions regarding Networking and Security solutions.Jakub is with F5 Networks for 7 years now and actually is, together with his local team, responsible for F5 business and market development in the region of Central and South East Europe. During these 7 years he has been in charge in many Application Security and Traffic Optimization oriented projects at customers mainly from Finance, Telco and Government sectors.

  • Larisa Vladinova

    Larisa Vladinova

    Data Governance Practice lead

    Adastra Bulgaria

    Mrs. Larisa Vladinova is a senior Data Warehouse Consultant and currently holds the position of Data Governance Practice lead in Adastra Bulgaria. She has an experience as IT profesional in Banking sector in DZI Bank and Postbank (EFG Eurobank). As part of Adastra team since 2010 she participated in IM projects in Banking, Automotive, Telecom and Retail sectors. Mrs. Vladinova has hands-on practice in wide range of technologies and activities complying the best practices in Information Management area.

  • Georgi Ganev

    Georgi Ganev

    Analytics Leader

    IBM Bulgaria

    Georgi Ganev is Analytics Leader at IBM Bulgaria. Georgi is responsible for the business development of analytical solutions related to data management and analysis. Georgi has 10 years of experience in customer business environment, in various areas from management of international projects to business development of  software and analytics business for IBM Bulgaria.

  • Eduard Bodor

    Eduard Bodor

    Data Center BDM Central Europe

    APC by Schneider Electric

    In the last 12 years Eduard Bodor has worked as Product Manager for electrical power products solutions for different companies. From 2007 he joined APC by Schneider Electric team as System Engineer. Now at APC by Schneider Electric he is focused on Infrastructure systems for medium and large Data Centers and technical consultancy for all APC and Schneider Electric products, with regional coverage. He is certified as "Accredited Tier Specialist" by Uptime Institute from 2012. He has graduated Transilvania University Brasov, Faculty of Road Vehicles and Bucharest University, Faculty of Psychology.

  • Alexander Stanev

    Alexander Stanev

    Procurator and Chief Director of Business Development – Payment, Information and Software Services


    Alexander Stanev is CEO and member of the director’s board of Bankservice since May 2008. Mr. Stanev gain his professional experience for 16 years now on various middle- and senior level positions in the company. Has 18 years of experience in the field of developing banking software solutions, payment and information systems. Has taken active part in the processes concerning the IBAN realization in the national payment system.

  • Adam Tencza

    Adam Tencza

    Central & Eastern Europe Division Manager (CEE Division Manager)

    SIBS International

    Adam is in charge of CEE Region at SIBS International, a part of SIBS Group, which is one of largest payments processors in Europe, and globally recognized as case of highly succesful payments system. He participated and coordinated multiple projects, inlcuding among others: integrated ATM networks on national level, domestic card schemes, antifraud systems, internet and mobile payments, as well as central card and processing systems. Previous to current position, he was working at Nowa France and was seating at Management Board of PBDA Consulting. Master of Economics, graduate of Poznan University of Economics, currently PhD candidate at University of Warsaw.

  • Anna Angelova

    Anna Angelova

    Chief Expert "Cards Fraud Protection"


    Anna Angelova has over 16 years of experience in retail banking, including card business development, customer care, product development, sales and negotiations, loyalty programs. She is an expert in cards fraud investigations, e-commerce platforms and operations and mobile payments.

  • Lyoubomir Ovtcharov

    Lyoubomir Ovtcharov


    Adastra Bulgaria

    Lyoubomir Ovtcharov, CEO Adastra Bulgaria, has many years of international IT and Management experience. Throughout his career he participated in large projects in the Financial and Travel industries in Bulgaria, Czech Republic, Germany, United Kingdom, and Canada. Prior to becoming CEO, Lyoubomir has been leading consulting teams in Adastra Bulgaria and has been responsible for the successful implementation of Adastra Bestshoring consulting model to clients in North America and Western Europe. Lyoubomir holds a Master of Business Administration from the City University of Seattle and a Master in Computer science from the Technical University Berlin.

  • Thomas R Palloway

    Thomas R Palloway

    Adastra Business Consulting /ABC/

    Practice Lead – Payments

    Thomas R Palloway, who leads the Adastra Business Consulting /ABC/ Payments Card Practice, has almost 30 years of experience in the financial services industry. Tom has held senior positions at JPMorgan Chase, MasterCard Worldwide and Diners Club International and over his career has lived and worked in Canada, Asia, The United States and Europe. He has an intimate understanding of the credit and debit card industry, high value payment and settlement systems and has been instrumental in the development of new payments initiatives and businesses for numerous banks and financial institutions worldwide. Now a resident of Toronto, Tom is responsible for developing ABC’s payments practice and in advising clients on both new products and existing portfolios.