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8:30 – 9:00 Registration

9:00 – 9:30 Official Opening

General Session: Are the Financial Institutions Ready for the Digital Economy – Status, Analyses and Trends
MODERATOR: Julian Mihov, Director Business Development South East Europe, PwC

Julian Mihov
Director Business Development Southeast Europe


Julian Mihov

  • 09:30-09:50

    Nikos Sampanis
Regional Manager for South East Europe
Forrester Research

    Financial Services in the Age of the Customer. Nikos Sampanis, Regional Manager for South East Europe, Forrester Research

  • 09:50-10:10

    Stefan Yordanov
Datawarehouse Consultant
Adastra Bulgaria

    Implementation of Semantic Analysis for Fraud Detection in the Insurance Sector. Stefan Yordanov, Data Warehouse Consultant, Adastra Bulgaria and Stamen Stamenov, Director "Claims Management Non Life", DZI

  • 10:10 - 10:30

    Goran Angelov
General Manager
IBS Bulgaria

    Data Driven Bank as a Service. Goran Angelov, General Manager, IBS Bulgaria

  • 10:30 - 10:50

    Miroslav Vichev

    How Digitalization Has Changed the Processes in the Financial Institutions over the Past 20 years. Shared by BORICА – BANKSERVICE. Miroslav Vichev, CEO, BORICА – BANKSERVICE

10:50-11:20 Coffee Break

SESSION 1.1 Regulations, European Integration, Payment Systems
MODERATOR: Irina Kazandjieva, Head of Division "Banking Policy and Analysis", Association of Banks in Bulgaria (ABB)

Irina Kazandjieva
Head of Division Banking policy and analysis
Association of Banks in Bulgaria (ABB)


Irina Kazandjieva

  • 11:20 - 11:40

    Etienne Goosse
Director General
European Payments Council

    Description of the Main Features and Opportunities Offered by the New SCT Instant Scheme and the EPC’s Expectations for its Progressive Deployment Across Europe. Etienne Goosse, Director General, European Payments Council

  • 11:40 - 12:00

    Jakub Orkiszewski
Account Executive – Eastern Europe, Baltics, Adriatics
Imperva, Partner of ACT Sofia

    GDPR - What’s Required and How to Comply. Jakub Orkiszewski, Account Executive – Eastern Europe, Baltics, Adriatics, Imperva, Partner of ACT Sofia

  • 12:00 - 12:20

    Dr Colin Smith
Manager International Services

    Internet Payments - Meeting the Challenges of PSD2. Dr Colin Smith, Manager International Services, Omikron, Partner of Global Consulting

  • 12:20 - 12:40

    Alexander Kostov
Chief Expert, Methodology and Financial Markets Directorate
Bulgarian National Bank Krasimir Krastev
Chief Expert, Directorate Payments Supervision
Bulgarian National Bank

    Innovations in the legal framework for payments arising from the Second Directive on Payment Services (PSD2). Alexander Kostov, Chief Expert, Methodology and Financial Markets Directorate and Krasimir Krastev, Chief Expert, Directorate "Payments Supervision", Bulgarian National Bank

  • 12:40 - 13:00

    Gergana Ilieva
Manager Research and Development

    Innovative Solutions for Mobile Payments. Gergana Ilieva, Manager Research and Development, Datecs

  • 13:00 - 13:20

    Ivaylo Lambrev

    Blockchain – Innovative Driver of Fundamental Change. Ivaylo Lambrev, CIO, Postbank

SESSION 1.2 Changes in the Processes and Technologies in the Context of Digital Transformation
MODERATOR: Vasil Golemanski, Chief Executive Officer and Vice-Chairman of the Board of Directors, Bulgarian Stock Exchange and CEO of Central Depository

  • 11:20 - 11:40

    Pepa Koleva
Director IT
UniCredit Bulbank AD

    Challenges in Building Ddigital Business Technology Platform. Pepa Koleva, Director IT, UniCredit Bulbank

  • 11:40 - 12:00

    Svilen Stanchev
Sales Director
IBS Bulgaria

    IBM Analytics in the Core of the Bank as a Service. Svilen Stanchev, Sales Director, IBS Bulgaria

  • 12:00 - 12:20

    Eduard Bodor
Data Center BDM Central Europe
APC by Schneider Electric

    Solutions Dedicated to Financial World (Banking and Insurance). Eduard Bodor, Data Center BDM Central Europe, APC by Schneider Electric

  • 12:20 - 12:40

    The Impact of Digitization on the Business Models. Petar Kalinov, Project Manager, Sirma Business Consulting

  • 12:40 - 13:00

    George Papalambros
Commercial Director
VoiceWeb S.A.

    Voice Biometrics for Safer and More Secure Customer Authentication and Contact Center Fraud Prevention. George Papalambros, Commercial Director of VoiceWeb S.A. for Europe, Middle East and Australia, Intracom partner

  • 13:00 - 13:20

    Shirief Nosseir
EMEA Alliances Director for Security and API Management Solutions
CA Technologies

    Securely Enabling the Financial Services Digital Transformation. Shirief Nosseir, EMEA Alliances Director for Security and API Management Solutions, CA Technologies

13:20-14:10 LUNCH

SESSION 2.1 Security Process: New Threats in the Digital World and Methods to Deal with Them
MODERATOR: Tsanko Bonev, Director Directorate "Infrastructure Security and Communications”, DSK Bank

Tsanko Bonev
Director Directorate “Infrastructure security and communications”
DSK Bank


Tsanko Bonev

  • 14:10 - 14:30

    Peter Wiatrowski
Country Manager BG, CZ, SK & Senior Account Manager
SWIFT Germany GmbH

    Today is the Perfect Day to Start Optimizing your Financial Crime Compliance – Do Not Wait Any Longer. Peter Wiatrowski, Country Manager BG, CZ, SK & Senior Account Manager, SWIFT Germany GmbH

  • 14:30 - 14:50

    Ina Bakalova
Account Executive

    The Enterprise Immune System: Self-Learning Cyber Defence Through Machine Learning. Ina Bakalova, Account Executive, Darktrace

  • 14:50-15:10

    Lubos Klokner
CEE Field System Engineer
F5 Networks

    The Death of Web Application Firewall (as we know it). Lubos Klokner, CEE Field System Engineer, F5 Networks

  • 15.10-15.30

    Tudor Cristea
Regional Sales Manager Romania & Bulgaria
Palo Alto Networks

    Cyber Security Focusing on Prevention for People, Processes and Digital Assets. Tudor Cristea, Regional Sales Manager Romania & Bulgaria, Palo Alto Networks

  • 15:30-15:50

    Vesela Kabatliyska
Head of Labour Law Team
Dinova Rusev & Partners Law Office

    Legal Challenges to Digital Transformation. Vesela Kabatliyska, Head of Labour Law Team, Dinova Rusev & Partners Law Office

SESSION 2.2 Digital Transformation of the Front Office – How to Engage Customers
MODERATOR: Chavdar Georgiev, Head of Global Business Services Department, UniCredit Leasing

Chavdar Georgiev
Head of Global Business Services department
UniCredit Leasing


Chavdar Georgiev

  • 14:10 - 14:30

    Kristin Krumov

    CBOX – Innovative System for Business Processes Design. Kristin Krumov, CIO, CIBANK

  • 14:30-14:50

    Elemér Veréb
Regional Manager

    The Digital Goldfish and the Three Wishes - Digital Performance. Elemér Veréb, CEO, Provice

  • 14:50-15:10

    Vladimir Popov
Managing Partner

    Syntegra – an Innovative Platform for Digital Transformation of the Modern Bank. Vladimir Popov, Managing Partner, Nevexis

  • 15.10-15.30

    Cesare Capobianco
Oracle Vice President, Business Applications Central Eastern Europe
Oracle CEE

    Digital Transformation a Way to Win Digital Natives. From Marketing to Service. Cesare Capobianco, Oracle Vice President, Business Applications Central Eastern Europe

  • 15:30-15:50

    Matej Misik
Director Business Development
Adastra Partnering

    Omni-channel Understanding of the Customer with Event-driven Marketing. A Sophisticated Big Data Approach any Company Can Easily Implement | Adalytics. Matej Misik, Director Business Development, Adastra Partnering

15:50 - 16:10 COFFEE BREAK

SESSION 3. The Digital Mark on People, Roles, Models and Processes. Efficiency and Optimization
MODERATOR: Nadya Krasteva, Editor-in-Chief, CIO Bulgaria

Nadia Krusteva
CIO Bulgaria


Nadia Krusteva

  • 16:10-16:30

    Yuriy Genov
Executive Officer and member of the Management Board at DSK Bank; Chairman at CIO Club
DSK Bank

    What Determines the Personnel Shortage for the Digital Transformation in the Financial Sector in Bulgaria. Yuriy Genov, Executive Officer and Member of the Management Board at DSK Bank 

  • 16:30-16:50

    Veselin Rashin
Manager Business Operational Center
UNIQA Bulgaria

    Penetration of Digitalisation in the Insurance Business in Bulgaria. Veselin Rashin, Manager Business Operational Center, UNIQA Bulgaria

  • 16:50-17:10

    Rozalia Sokolova
Deputy CEO and COO

    The Book Thief = A Practical Digitalization - the unthinkable taboo or an unforeseen reality. Rozalia Sokolova, Deputy CEO and COO, ZD „BUL INS” AD

  • 17:10-18:00

    Discussion: Strategies for Digitalization of the Financial Institutions - Road Towards the Modernization

    • Kiril Kirilov, CIO and Vice-president, Allianz Bulgaria Holding
    • Dimiter Kehayov, Director "IT and virtual bank", BACB
    • Mariela Atanasova, Director of Directorate “Individual Banking”, Raiffeisenbank Bulgaria

    *Successful Strategy to Digitalize the Finances. How to Identify the Leaders in the Process of Digitalization and Do we Need a Chief Digital Officer?
    * What are the Major Initiatives for Digital Transformation and How Banks Should Change and Adapt their Business Models?
    * Which Business Units are Subject of Digital Transformation and How Organizations Can Benefit from its Full Potential?
    * Digitalization – Front Office or Back Office Initiative? How to Avoid "Islands of Innovation"?